TitanFin
// Curated picks

Top 5 Home Loans

October 2026Curated picks across Banks, NBFCs, and Small Finance Banks
01

Bank of India

Bank of India Home Loan
Public
Interest Rate7.10% to 10.00%
Max Loan Amount
No upper limit
Max Tenure
30 years
Max Age
70 years
Processing Fee (incl. GST)
₹1,770 – ₹23,600
// Recommendation
  • Lowest interest rate
  • Home loan for low credit and no credit score
  • Very less processing fee
  • BOI Smart HL (OD) Scheme
02

Bank of Maharashtra

Bank of Maharashtra Home Loan
Public
Interest Rate7.10% to 9.15%
Max Loan Amount
No upper limit
Max Tenure
30 years
Max Age
75 years
Processing Fee (incl. GST)
₹2,950 – ₹29,500
// Recommendation
  • High Moratorium of 48 months. Good for under construction properties
  • Max age at 75. Elder borrowers friendly
  • CIBIL score less than 600 possible and low interest rates

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Disclaimer

The information presented on this page is for general informational purposes only and does not constitute financial advice, endorsement, or recommendation of any lender, loan product, or financial institution. Interest rates, processing fees, loan amounts, and other terms are indicative, subject to change at the discretion of the respective lenders, and may vary based on individual eligibility, credit profile, and applicable regulations at the time of application. TitanFin does not guarantee the accuracy, completeness, or timeliness of the information provided herein. Borrowers are strongly advised to conduct their own due diligence, consult a qualified financial advisor, and carefully review all terms and conditions of any loan product before making a borrowing decision. Lending decisions are solely at the discretion of the respective financial institutions.