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IDFC FIRST Bank Home Loan

Private Bank · Last updated: October 2026
Private

// IDFC FIRST Bank home loan interest rates

Currently 8.85% to 12.00% depending on your CIBIL score

  • CIBIL 800 and above8.85%
  • CIBIL 750 to 800≈10.45%
  • CIBIL Below 70012.00%

// Loan terms

Max Tenure
30 years
Max Age
70 years
Processing Fee (incl. GST)
₹5,900 – no limit

Already have a home loan elsewhere?

See what moving it to IDFC FIRST Bank at 8.85% would actually save you, after their processing fee.

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  • ≈ Rate is an estimate for this credit band - confirm the exact figure with the lender.
Disclaimer

The information presented on this page is for general informational purposes only and does not constitute financial advice, endorsement, or recommendation of any lender, loan product, or financial institution. Interest rates, processing fees, loan amounts, and other terms are indicative, subject to change at the discretion of the respective lenders, and may vary based on individual eligibility, credit profile, and applicable regulations at the time of application. TitanFin does not guarantee the accuracy, completeness, or timeliness of the information provided herein. Borrowers are strongly advised to conduct their own due diligence, consult a qualified financial advisor, and carefully review all terms and conditions of any loan product before making a borrowing decision. Lending decisions are solely at the discretion of the respective financial institutions.