IDFC FIRST Bank Home Loan
Private Bank · Last updated: October 2026// IDFC FIRST Bank home loan interest rates
Currently 8.85% to 12.00% depending on your CIBIL score
- CIBIL 800 and above8.85%
- CIBIL 750 to 800≈10.45%
- CIBIL Below 70012.00%
// Loan terms
- Max Tenure
- 30 years
- Max Age
- 70 years
- Processing Fee (incl. GST)
- ₹5,900 – no limit
Already have a home loan elsewhere?
See what moving it to IDFC FIRST Bank at 8.85% would actually save you, after their processing fee.
Other private banks
- IndusInd Bank home loan →
- South Indian Bank home loan →
- HDFC Bank home loan →
- Kotak Mahindra Bank home loan →
- ≈ Rate is an estimate for this credit band - confirm the exact figure with the lender.
The information presented on this page is for general informational purposes only and does not constitute financial advice, endorsement, or recommendation of any lender, loan product, or financial institution. Interest rates, processing fees, loan amounts, and other terms are indicative, subject to change at the discretion of the respective lenders, and may vary based on individual eligibility, credit profile, and applicable regulations at the time of application. TitanFin does not guarantee the accuracy, completeness, or timeliness of the information provided herein. Borrowers are strongly advised to conduct their own due diligence, consult a qualified financial advisor, and carefully review all terms and conditions of any loan product before making a borrowing decision. Lending decisions are solely at the discretion of the respective financial institutions.